Cost of Living in Banjul, Gambia
Gambia · Africa
$580
Monthly Cost
avg/person
24
Cost Index
NYC=100
18
Rent Index
NYC=100
38
Quality of Life
Below Average
52
Safety Index
Moderate
0.4M
Population
GMD
Quality Indices
Currency
Data collected from contributors and public sources.
Updated Monthly
Prices are indicative.
| Item | Price (USD) |
|---|---|
| Meal (inexpensive) | $2 |
| Meal for 2 (mid-range) | $8 |
| McMeal at McDonald's | $0 |
| Domestic Beer (0.5L) | $1.2 |
| Imported Beer (0.33L) | $2 |
| Cappuccino | $1.5 |
| Coke/Pepsi (0.33L) | $0.5 |
| Water (0.33L) | $0.3 |
| Item | Price (USD) |
|---|---|
| Milk (1L) | $1 |
| Bread (500g) | $0.35 |
| Rice (1kg) | $0.5 |
| Eggs (12) | $1.2 |
| Chicken (1kg) | $3 |
| Beef (1kg) | $4.5 |
| Apples (1kg) | $2.5 |
| Banana (1kg) | $0.28 |
| Tomato (1kg) | $0.45 |
| Potato (1kg) | $0.38 |
| Onion (1kg) | $0.3 |
| Water (1.5L) | $0.3 |
| Item | Price (USD) |
|---|---|
| 1-way Ticket (local) | $0.15 |
| Monthly Pass | $6 |
| Taxi 1km | $0.25 |
| Gasoline (1L) | $1.2 |
| Volkswagen Golf | $22000 |
| Toyota Corolla | $18000 |
| Item | Price (USD) |
|---|---|
| Basic (85m² apt) | $38 |
| Mobile Plan | $5 |
| Internet (60 Mbps) | $22 |
| Fitness Club/month | $14 |
| Item | Price (USD) |
|---|---|
| 1BR Center | $210/mo |
| 1BR Outside | $118/mo |
| 3BR Center | $490/mo |
| 3BR Outside | $275/mo |
| Price/m² Center | $800/m² |
| Price/m² Outside | $420/m² |
| Item | Price (USD) |
|---|---|
| Average Net Salary | $160 |
| Mortgage Interest Rate | 18% |
Cost of Living in Banjul — Complete Guide (2026)
Monthly Budget Overview
The average cost of living in Banjul, Gambia is approximately $580 per month for a single person. This includes rent, groceries, local transport, and utilities. Compared to New York City (index 100), Banjul has a cost index of 24, making it around 76% more affordable.
Rent and Housing
Renting a one-bedroom apartment outside the city center in Banjul costs around $118/month, while a one-bedroom in the center is approximately $210/month. A three-bedroom apartment in the center averages $490/month. The rent index is 18 compared to New York City.
Quality of Life and Safety
Banjul scores 38/100 on the quality of life index and 52/100 on safety. Healthcare is rated 30/100. The climate index is 66/100. These scores are based on factors including infrastructure, pollution levels, healthcare access, and crime rates reported by residents and contributors.
Salaries and Purchasing Power
The average net salary in Banjul is approximately $160/month. With a purchasing power index of 24/100, residents can cover basic expenses and save modestly. The local currency is GMD, though all prices on this page are displayed in USD for easy international comparison.
Cost of Living vs Salary in Banjul
The average monthly salary in Banjul is approximately $160. Compared with the average monthly living cost of $580, residents generally enjoy a purchasing power score of 24/100.
Healthcare Costs in Banjul
Healthcare quality in Banjul is rated 30/100. Medical expenses vary depending on insurance coverage and healthcare providers, but overall healthcare access remains an important factor when evaluating the total cost of living.
Quality of Life in Banjul
Banjul has a quality of life score of 38/100, supported by factors such as healthcare, safety, climate, purchasing power, infrastructure, and public services.
Cost of Living for Students in Banjul
Students living in Banjul should budget for accommodation, food, transportation, internet, and study-related expenses. Shared housing and student discounts can significantly reduce monthly costs.
Cost of Living for Expats in Banjul
Expats moving to Banjul often consider rent, healthcare, transportation, taxation, and lifestyle costs. Worldlivingcost data helps compare living expenses with other cities worldwide before relocation.
Quick Answer
The average cost of living in Banjul, Gambia is approximately $580 per month for a single person including rent, groceries, transportation, utilities and healthcare. The city's cost index is 24 compared with New York City (100).
Living in Banjul
Living in Banjul offers a balance between housing costs, transportation expenses, healthcare access and overall quality of life. The city has a cost of living index of 24 and a quality of life score of 38/100. Residents spend most of their monthly budget on housing, groceries and transportation, while local salaries average $160 per month. For expats, students, remote workers and families, Banjul provides a useful benchmark when comparing living costs with other cities in Gambia and around the world.
Key Facts About Banjul
- Average Monthly Cost: $580
- Cost Index: 24
- Rent Index: 18
- Average Salary: $160
- Quality of Life: 38/100
- Safety Score: 52/100
- Country: Gambia
- Currency: GMD
Is Banjul Expensive?
Banjul has a cost index of 24 compared with New York City's benchmark score of 100. This means it is more affordable than many major international cities.
How does Banjul compare to other cities?
Banjul is located in Africa with a population of approximately 0.4M. At a cost index of 24 (NYC = 100), it is one of the most affordable cities in the world, ideal for budget-conscious expats, remote workers, and retirees. Use the free comparison tool to see how Banjul stacks up against any other city worldwide across rent, groceries, transport, and salaries.
Frequently Asked Questions
What is the cost of living in Banjul?
The average cost of living in Banjul, Gambia is approximately $580 per month for a single person, including rent, food, transportation, and utilities. The cost index is 24 relative to New York City (NYC = 100).
How much does rent cost in Banjul?
Rent in Banjul varies by neighborhood and apartment size. The rent index is 18 (NYC=100). Use Worldlivingcost's city comparison tool to see detailed rent prices for Banjul alongside other cities worldwide.
Is Banjul expensive to live in?
Banjul has a cost index of 24 compared to New York City (100). At 24, Banjul is considered very affordable and one of the cheaper cities globally. The average monthly budget for a single person is around $580.
What is the quality of life in Banjul?
Banjul has a quality of life index of 38/100 and a safety index of 52/100. The city is located in Africa and offers a below average quality of life rating based on factors including safety, healthcare, climate, and infrastructure.
How does the cost of living in Banjul compare to other cities?
Use Worldlivingcost's free comparison tool to compare Banjul with any city worldwide. Banjul's cost index is 24 (NYC=100), making it cheaper than New York. Compare rent, groceries, transport, healthcare, and salaries side by side.
Can you live comfortably in Banjul?
Many residents live comfortably in Banjul with a monthly budget of around $580 depending on lifestyle and housing choices.
Is Banjul good for expats?
Banjul is popular among expats due to its job opportunities, quality of life, and infrastructure.
What salary is needed in Banjul?
A salary above the average monthly living cost of $580 is generally sufficient for a comfortable lifestyle in Banjul.
Is Banjul cheaper than New York?
Yes, Banjul has a cost index of 24 compared with New York City's benchmark index of 100.
What are the biggest expenses in Banjul?
Housing, rent, groceries, transportation, and healthcare are typically the largest monthly expenses in Banjul.
Best Time & Tips to Save Money in Banjul
Cheapest Ways to Live in Banjul
Newcomers looking to reduce their monthly budget in Banjul typically save the most on housing by choosing accommodation outside the city center, where rent runs close to $118/month compared to $210/month in the center. Cooking at home instead of dining out, using public transport instead of taxis, and sharing an apartment with roommates are the most effective ways to cut living expenses in Banjul, Gambia.
Is Banjul Worth Moving To?
With a purchasing power index of 24/100 and a quality of life score of 38/100, Banjul is a budget-friendly option, though residents should weigh lifestyle trade-offs carefully. Combined with a cost index of 24 relative to New York City, Banjul remains a popular search term among people comparing the cost of living Gambia has to offer against other destinations in Africa.
Banjul Cost of Living FAQ Summary
People searching for "cost of living in Banjul", "Banjul monthly expenses 2026", and "is Banjul affordable" can use this page as a complete reference. With an average monthly cost of $580, a safety score of 52/100, and healthcare rated 30/100, Banjul offers a data-backed answer for expats, digital nomads, students, and families planning a move to Gambia.
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Last reviewed: 7/15/2026