Accra Cost of Living, Rent Prices, Salaries & Quality of Life (2026)
Ghana · Africa
$900
Monthly Cost
avg/person
32
Cost Index
NYC=100
28
Rent Index
NYC=100
50
Quality of Life
Moderate
55
Safety Index
Moderate
2.5M
Population
GHS
Quality Indices
Currency
Data collected from contributors and public sources.
Updated: July 2026
Prices are indicative.
| Item | Price (USD) |
|---|---|
| Meal (inexpensive) | $4 |
| Meal for 2 (mid-range) | $16 |
| McMeal at McDonald's | $5 |
| Domestic Beer (0.5L) | $2 |
| Imported Beer (0.33L) | $3 |
| Cappuccino | $3 |
| Coke/Pepsi (0.33L) | $0.8 |
| Water (0.33L) | $0.5 |
| Item | Price (USD) |
|---|---|
| Milk (1L) | $1.2 |
| Bread (500g) | $0.7 |
| Rice (1kg) | $1 |
| Eggs (12) | $2 |
| Chicken (1kg) | $4 |
| Beef (1kg) | $6 |
| Apples (1kg) | $3 |
| Banana (1kg) | $0.5 |
| Tomato (1kg) | $0.8 |
| Potato (1kg) | $0.7 |
| Onion (1kg) | $0.6 |
| Water (1.5L) | $0.4 |
| Item | Price (USD) |
|---|---|
| 1-way Ticket (local) | $0.3 |
| Monthly Pass | $15 |
| Taxi 1km | $0.4 |
| Gasoline (1L) | $1.1 |
| Volkswagen Golf | $32000 |
| Toyota Corolla | $25000 |
| Item | Price (USD) |
|---|---|
| Basic (85m² apt) | $70 |
| Mobile Plan | $8 |
| Internet (60 Mbps) | $30 |
| Fitness Club/month | $28 |
| Item | Price (USD) |
|---|---|
| 1BR Center | $450/mo |
| 1BR Outside | $280/mo |
| 3BR Center | $1,000/mo |
| 3BR Outside | $600/mo |
| Price/m² Center | $1,800/m² |
| Price/m² Outside | $1,000/m² |
| Item | Price (USD) |
|---|---|
| Average Net Salary | $500 |
| Mortgage Interest Rate | 28% |
Cost of Living in Accra — Complete Guide (2026)
Monthly Budget Overview
The average cost of living in Accra, Ghana is approximately $900 per month for a single person. This includes rent, groceries, local transport, and utilities. Compared to New York City (index 100), Accra has a cost index of 32, making it around 68% more affordable. Individuals and couples should budget higher depending on housing size and lifestyle choices, while students and solo remote workers often spend near the lower end of this range.
Rent and Housing Costs
Renting a one-bedroom apartment outside major population centers in Accra costs around $280/month, while a one-bedroom in a central area is approximately $450/month. A three-bedroom apartment in a central area averages $1,000/month. The rent index for Accra is 28 compared to New York City (NYC = 100).
Food, Groceries & Dining Out
Everyday grocery costs and restaurant prices in Accra play a major role in the overall monthly budget. Prices vary between local markets, mid-range restaurants, and imported goods, so residents who cook at home and shop at local markets typically spend noticeably less than those who eat out often. See the Restaurants and Markets & Groceries tables above for a full item-by-item price breakdown.
Transportation Costs
Public transport, taxis, fuel, and vehicle costs in Accra are detailed in the Transportation table above. A traffic and commute score of 25/100 indicates how easy day-to-day travel around the country generally is, which matters when comparing regions before relocating.
Quality of Life and Safety
Accra scores 50/100 on the quality of life index and 55/100 on safety. Healthcare is rated 48/100. The climate index is 65/100. These scores are based on factors including infrastructure, pollution levels, healthcare access, and crime rates reported by residents and contributors, and are updated regularly to reflect current conditions.
Salaries and Purchasing Power
The average net salary in Accra is approximately $500/month. With a purchasing power index of 38/100, residents can cover basic expenses and save modestly. The local currency is GHS, though all prices on this page are displayed in USD for easy international comparison.
Utilities & Monthly Bills
Electricity, water, heating/cooling, and internet costs are broken down in the Utilities & Services table above. Combined with rent, these fixed monthly costs form the core of any relocation budget for Accra.
Is Accra Good for Digital Nomads?
Remote workers evaluating Accra should weigh the 32 cost index against the 50/100 quality of life score and 55/100 safety rating. Combined with reliable internet infrastructure (see Utilities above), these numbers help determine whether Accra fits a remote-work budget and lifestyle.
Monthly Budget Breakdown in Accra
| Expense | Estimated Monthly Cost (USD) |
|---|---|
| Rent — 1BR Outside Center | $280 |
| Rent — 1BR City Center | $450 |
| Rent — 3BR City Center | $1,000 |
| Average Net Salary | $500 |
| Total Avg. Monthly Cost (single person, all-inclusive) | $900 |
See the Restaurants, Markets & Groceries, Transportation, and Utilities tables above for a full itemized breakdown.
Cost of Living for Families in Accra
Families relocating to Accra typically need a larger home, higher grocery spend, and budget for schooling and healthcare. A 3-bedroom apartment in a central area runs around $1,000/month, and with a healthcare index of 48/100 and safety index of 55/100, Accra is worth researching neighborhood-by-neighborhood before committing to a family move. Total household budgets usually run well above the single-person average of $900/month once housing size, schooling, and childcare are factored in.
Student Living Costs in Accra
Students in Accra generally spend less than the citywide single-person average by sharing accommodation, using public transport, and cooking at home. With a cost index of 32 (NYC = 100) and a rent index of 28, budget-conscious students can often keep total monthly spend meaningfully below the $900 average, especially if renting outside the city center at roughly $280/month or splitting that cost with roommates.
Quick Summary
The average cost of living in Accra is $900 per month for a single person. Housing costs average $280for a one-bedroom apartment outside the city center. The country scores 50/100 for quality of life and 55/100 for safety. Compared with New York City, Accra has a cost index of 32, making itmore affordable.
Pros and Cons of Living in Accra
Pros
- Affordable overall cost of living (index 32, NYC = 100)
- Favorable climate year-round (65/100)
Cons
- Safety score is below average (55/100) — research neighborhoods carefully
- Healthcare index is on the lower side (48/100)
- Purchasing power is limited relative to local prices (38/100)
- Traffic and commute can be a challenge (25/100)
How does Accra compare to other countries?
Accra is located in Africa with a population of approximately 2.5M. At a cost index of 32 (NYC = 100), it is one of the most affordable countries in the world, ideal for budget-conscious expats, remote workers, and retirees. Use the free comparison tool to see how Accra stacks up against any other city or country worldwide across rent, groceries, transport, and salaries.
Frequently Asked Questions About Accra
What is the cost of living in Accra?
The average cost of living in Accra, Ghana is approximately $900 per month for a single person, including rent, food, transportation, and utilities. The cost index is 32 relative to New York City (NYC = 100).
How much does rent cost in Accra?
Rent in Accra varies by neighborhood and apartment size. The rent index is 28 (NYC=100). A 1-bedroom apartment outside the center averages around $280/month, while a 1-bedroom in the center runs closer to $450/month.
Is Accra expensive to live in?
Accra has a cost index of 32 compared to New York City (100). At 32, Accra is considered very affordable and one of the cheaper places globally. The average monthly budget for a single person is around $900.
What is the quality of life in Accra?
Accra has a quality of life index of 50/100 and a safety index of 55/100. Located in Africa, it offers a moderate quality of life rating based on factors including safety, healthcare, climate, and infrastructure.
What is the average salary in Accra?
The average net salary in Accra is approximately $500/month, with a purchasing power index of 38/100.
Is Accra good for digital nomads and remote workers?
Accra has a cost index of 32 and a quality of life score of 50/100, making it worth evaluating against your specific budget and lifestyle needs. Check current rent, transport, and utility costs above before planning a move.
What is the best city to live in Accra?
Check the individual city pages for Accra to compare quality of life, safety, and cost data across locations.
How does the cost of living in Accra compare to other countries?
Use Worldlivingcost's free comparison tool to compare Accra with any city or country worldwide. Accra's cost index is 32 (NYC=100), making it cheaper than New York. Compare rent, groceries, transport, healthcare, and salaries side by side at https://worldlivingcost.com/compare