Mumbai Cost of Living, Rent Prices, Salaries & Quality of Life (2026)
India · Asia
$900
Monthly Cost
avg/person
32
Cost Index
NYC=100
30
Rent Index
NYC=100
58
Quality of Life
Moderate
50
Safety Index
Moderate
20.7M
Population
INR
Quality Indices
Currency
Data collected from contributors and public sources.
Updated: July 2026
Prices are indicative.
| Item | Price (USD) |
|---|---|
| Meal (inexpensive) | $3 |
| Meal for 2 (mid-range) | $14 |
| McMeal at McDonald's | $4 |
| Domestic Beer (0.5L) | $2.5 |
| Imported Beer (0.33L) | $4 |
| Cappuccino | $2 |
| Coke/Pepsi (0.33L) | $0.6 |
| Water (0.33L) | $0.3 |
| Item | Price (USD) |
|---|---|
| Milk (1L) | $0.7 |
| Bread (500g) | $0.6 |
| Rice (1kg) | $0.6 |
| Eggs (12) | $1.2 |
| Chicken (1kg) | $3 |
| Beef (1kg) | $4 |
| Apples (1kg) | $1.5 |
| Banana (1kg) | $0.4 |
| Tomato (1kg) | $0.5 |
| Potato (1kg) | $0.4 |
| Onion (1kg) | $0.4 |
| Water (1.5L) | $0.3 |
| Item | Price (USD) |
|---|---|
| 1-way Ticket (local) | $0.3 |
| Monthly Pass | $12 |
| Taxi 1km | $0.4 |
| Gasoline (1L) | $1.3 |
| Volkswagen Golf | $32000 |
| Toyota Corolla | $18000 |
| Item | Price (USD) |
|---|---|
| Basic (85m² apt) | $55 |
| Mobile Plan | $5 |
| Internet (60 Mbps) | $12 |
| Fitness Club/month | $30 |
| Item | Price (USD) |
|---|---|
| 1BR Center | $700/mo |
| 1BR Outside | $400/mo |
| 3BR Center | $1,800/mo |
| 3BR Outside | $900/mo |
| Price/m² Center | $4,500/m² |
| Price/m² Outside | $2,200/m² |
| Item | Price (USD) |
|---|---|
| Average Net Salary | $700 |
| Mortgage Interest Rate | 9% |
Cost of Living in Mumbai — Complete Guide (2026)
Monthly Budget Overview
The average cost of living in Mumbai, India is approximately $900 per month for a single person. This includes rent, groceries, local transport, and utilities. Compared to New York City (index 100), Mumbai has a cost index of 32, making it around 68% more affordable. Individuals and couples should budget higher depending on housing size and lifestyle choices, while students and solo remote workers often spend near the lower end of this range.
Rent and Housing Costs
Renting a one-bedroom apartment outside major population centers in Mumbai costs around $400/month, while a one-bedroom in a central area is approximately $700/month. A three-bedroom apartment in a central area averages $1,800/month. The rent index for Mumbai is 30 compared to New York City (NYC = 100).
Food, Groceries & Dining Out
Everyday grocery costs and restaurant prices in Mumbai play a major role in the overall monthly budget. Prices vary between local markets, mid-range restaurants, and imported goods, so residents who cook at home and shop at local markets typically spend noticeably less than those who eat out often. See the Restaurants and Markets & Groceries tables above for a full item-by-item price breakdown.
Transportation Costs
Public transport, taxis, fuel, and vehicle costs in Mumbai are detailed in the Transportation table above. A traffic and commute score of 28/100 indicates how easy day-to-day travel around the country generally is, which matters when comparing regions before relocating.
Quality of Life and Safety
Mumbai scores 58/100 on the quality of life index and 50/100 on safety. Healthcare is rated 62/100. The climate index is 55/100. These scores are based on factors including infrastructure, pollution levels, healthcare access, and crime rates reported by residents and contributors, and are updated regularly to reflect current conditions.
Salaries and Purchasing Power
The average net salary in Mumbai is approximately $700/month. With a purchasing power index of 45/100, residents can cover basic expenses and save modestly. The local currency is INR, though all prices on this page are displayed in USD for easy international comparison.
Utilities & Monthly Bills
Electricity, water, heating/cooling, and internet costs are broken down in the Utilities & Services table above. Combined with rent, these fixed monthly costs form the core of any relocation budget for Mumbai.
Is Mumbai Good for Digital Nomads?
Remote workers evaluating Mumbai should weigh the 32 cost index against the 58/100 quality of life score and 50/100 safety rating. Combined with reliable internet infrastructure (see Utilities above), these numbers help determine whether Mumbai fits a remote-work budget and lifestyle.
Monthly Budget Breakdown in Mumbai
| Expense | Estimated Monthly Cost (USD) |
|---|---|
| Rent — 1BR Outside Center | $400 |
| Rent — 1BR City Center | $700 |
| Rent — 3BR City Center | $1,800 |
| Average Net Salary | $700 |
| Total Avg. Monthly Cost (single person, all-inclusive) | $900 |
See the Restaurants, Markets & Groceries, Transportation, and Utilities tables above for a full itemized breakdown.
Cost of Living for Families in Mumbai
Families relocating to Mumbai typically need a larger home, higher grocery spend, and budget for schooling and healthcare. A 3-bedroom apartment in a central area runs around $1,800/month, and with a healthcare index of 62/100 and safety index of 50/100, Mumbai is worth researching neighborhood-by-neighborhood before committing to a family move. Total household budgets usually run well above the single-person average of $900/month once housing size, schooling, and childcare are factored in.
Student Living Costs in Mumbai
Students in Mumbai generally spend less than the citywide single-person average by sharing accommodation, using public transport, and cooking at home. With a cost index of 32 (NYC = 100) and a rent index of 30, budget-conscious students can often keep total monthly spend meaningfully below the $900 average, especially if renting outside the city center at roughly $400/month or splitting that cost with roommates.
Quick Summary
The average cost of living in Mumbai is $900 per month for a single person. Housing costs average $400for a one-bedroom apartment outside the city center. The country scores 58/100 for quality of life and 50/100 for safety. Compared with New York City, Mumbai has a cost index of 32, making itmore affordable.
Pros and Cons of Living in Mumbai
Pros
- Affordable overall cost of living (index 32, NYC = 100)
- Good healthcare access and quality (62/100)
Cons
- Safety score is below average (50/100) — research neighborhoods carefully
- Purchasing power is limited relative to local prices (45/100)
- Traffic and commute can be a challenge (28/100)
- Climate scores lower (55/100) — check seasonal conditions
How does Mumbai compare to other countries?
Mumbai is located in Asia with a population of approximately 20.7M. At a cost index of 32 (NYC = 100), it is one of the most affordable countries in the world, ideal for budget-conscious expats, remote workers, and retirees. Use the free comparison tool to see how Mumbai stacks up against any other city or country worldwide across rent, groceries, transport, and salaries.
Frequently Asked Questions About Mumbai
What is the cost of living in Mumbai?
The average cost of living in Mumbai, India is approximately $900 per month for a single person, including rent, food, transportation, and utilities. The cost index is 32 relative to New York City (NYC = 100).
How much does rent cost in Mumbai?
Rent in Mumbai varies by neighborhood and apartment size. The rent index is 30 (NYC=100). A 1-bedroom apartment outside the center averages around $400/month, while a 1-bedroom in the center runs closer to $700/month.
Is Mumbai expensive to live in?
Mumbai has a cost index of 32 compared to New York City (100). At 32, Mumbai is considered very affordable and one of the cheaper places globally. The average monthly budget for a single person is around $900.
What is the quality of life in Mumbai?
Mumbai has a quality of life index of 58/100 and a safety index of 50/100. Located in Asia, it offers a moderate quality of life rating based on factors including safety, healthcare, climate, and infrastructure.
What is the average salary in Mumbai?
The average net salary in Mumbai is approximately $700/month, with a purchasing power index of 45/100.
Is Mumbai good for digital nomads and remote workers?
Mumbai has a cost index of 32 and a quality of life score of 58/100, making it worth evaluating against your specific budget and lifestyle needs. Check current rent, transport, and utility costs above before planning a move.
What is the best city to live in Mumbai?
Check the individual city pages for Mumbai to compare quality of life, safety, and cost data across locations.
How does the cost of living in Mumbai compare to other countries?
Use Worldlivingcost's free comparison tool to compare Mumbai with any city or country worldwide. Mumbai's cost index is 32 (NYC=100), making it cheaper than New York. Compare rent, groceries, transport, healthcare, and salaries side by side at https://worldlivingcost.com/compare