Lusaka Cost of Living, Rent Prices, Salaries & Quality of Life (2026)
Zambia · Africa
$700
Monthly Cost
avg/person
28
Cost Index
NYC=100
24
Rent Index
NYC=100
44
Quality of Life
Below Average
42
Safety Index
Below Average
2.7M
Population
ZMW
Quality Indices
Currency
Data collected from contributors and public sources.
Updated: July 2026
Prices are indicative.
| Item | Price (USD) |
|---|---|
| Meal (inexpensive) | $3 |
| Meal for 2 (mid-range) | $12 |
| McMeal at McDonald's | $4 |
| Domestic Beer (0.5L) | $1.5 |
| Imported Beer (0.33L) | $2.5 |
| Cappuccino | $2 |
| Coke/Pepsi (0.33L) | $0.7 |
| Water (0.33L) | $0.4 |
| Item | Price (USD) |
|---|---|
| Milk (1L) | $1 |
| Bread (500g) | $0.6 |
| Rice (1kg) | $0.7 |
| Eggs (12) | $1.5 |
| Chicken (1kg) | $3.5 |
| Beef (1kg) | $5.5 |
| Apples (1kg) | $2.5 |
| Banana (1kg) | $0.4 |
| Tomato (1kg) | $0.7 |
| Potato (1kg) | $0.5 |
| Onion (1kg) | $0.45 |
| Water (1.5L) | $0.4 |
| Item | Price (USD) |
|---|---|
| 1-way Ticket (local) | $0.25 |
| Monthly Pass | $12 |
| Taxi 1km | $0.4 |
| Gasoline (1L) | $1.3 |
| Volkswagen Golf | $28000 |
| Toyota Corolla | $22000 |
| Item | Price (USD) |
|---|---|
| Basic (85m² apt) | $55 |
| Mobile Plan | $8 |
| Internet (60 Mbps) | $35 |
| Fitness Club/month | $22 |
| Item | Price (USD) |
|---|---|
| 1BR Center | $350/mo |
| 1BR Outside | $200/mo |
| 3BR Center | $820/mo |
| 3BR Outside | $460/mo |
| Price/m² Center | $1,300/m² |
| Price/m² Outside | $720/m² |
| Item | Price (USD) |
|---|---|
| Average Net Salary | $350 |
| Mortgage Interest Rate | 25% |
Cost of Living in Lusaka — Complete Guide (2026)
Monthly Budget Overview
The average cost of living in Lusaka, Zambia is approximately $700 per month for a single person. This includes rent, groceries, local transport, and utilities. Compared to New York City (index 100), Lusaka has a cost index of 28, making it around 72% more affordable. Individuals and couples should budget higher depending on housing size and lifestyle choices, while students and solo remote workers often spend near the lower end of this range.
Rent and Housing Costs
Renting a one-bedroom apartment outside major population centers in Lusaka costs around $200/month, while a one-bedroom in a central area is approximately $350/month. A three-bedroom apartment in a central area averages $820/month. The rent index for Lusaka is 24 compared to New York City (NYC = 100).
Food, Groceries & Dining Out
Everyday grocery costs and restaurant prices in Lusaka play a major role in the overall monthly budget. Prices vary between local markets, mid-range restaurants, and imported goods, so residents who cook at home and shop at local markets typically spend noticeably less than those who eat out often. See the Restaurants and Markets & Groceries tables above for a full item-by-item price breakdown.
Transportation Costs
Public transport, taxis, fuel, and vehicle costs in Lusaka are detailed in the Transportation table above. A traffic and commute score of 22/100 indicates how easy day-to-day travel around the country generally is, which matters when comparing regions before relocating.
Quality of Life and Safety
Lusaka scores 44/100 on the quality of life index and 42/100 on safety. Healthcare is rated 38/100. The climate index is 70/100. These scores are based on factors including infrastructure, pollution levels, healthcare access, and crime rates reported by residents and contributors, and are updated regularly to reflect current conditions.
Salaries and Purchasing Power
The average net salary in Lusaka is approximately $350/month. With a purchasing power index of 32/100, residents can cover basic expenses and save modestly. The local currency is ZMW, though all prices on this page are displayed in USD for easy international comparison.
Utilities & Monthly Bills
Electricity, water, heating/cooling, and internet costs are broken down in the Utilities & Services table above. Combined with rent, these fixed monthly costs form the core of any relocation budget for Lusaka.
Is Lusaka Good for Digital Nomads?
Remote workers evaluating Lusaka should weigh the 28 cost index against the 44/100 quality of life score and 42/100 safety rating. Combined with reliable internet infrastructure (see Utilities above), these numbers help determine whether Lusaka fits a remote-work budget and lifestyle.
Monthly Budget Breakdown in Lusaka
| Expense | Estimated Monthly Cost (USD) |
|---|---|
| Rent — 1BR Outside Center | $200 |
| Rent — 1BR City Center | $350 |
| Rent — 3BR City Center | $820 |
| Average Net Salary | $350 |
| Total Avg. Monthly Cost (single person, all-inclusive) | $700 |
See the Restaurants, Markets & Groceries, Transportation, and Utilities tables above for a full itemized breakdown.
Cost of Living for Families in Lusaka
Families relocating to Lusaka typically need a larger home, higher grocery spend, and budget for schooling and healthcare. A 3-bedroom apartment in a central area runs around $820/month, and with a healthcare index of 38/100 and safety index of 42/100, Lusaka is worth researching neighborhood-by-neighborhood before committing to a family move. Total household budgets usually run well above the single-person average of $700/month once housing size, schooling, and childcare are factored in.
Student Living Costs in Lusaka
Students in Lusaka generally spend less than the citywide single-person average by sharing accommodation, using public transport, and cooking at home. With a cost index of 28 (NYC = 100) and a rent index of 24, budget-conscious students can often keep total monthly spend meaningfully below the $700 average, especially if renting outside the city center at roughly $200/month or splitting that cost with roommates.
Quick Summary
The average cost of living in Lusaka is $700 per month for a single person. Housing costs average $200for a one-bedroom apartment outside the city center. The country scores 44/100 for quality of life and 42/100 for safety. Compared with New York City, Lusaka has a cost index of 28, making itmore affordable.
Pros and Cons of Living in Lusaka
Pros
- Affordable overall cost of living (index 28, NYC = 100)
- Favorable climate year-round (70/100)
Cons
- Safety score is below average (42/100) — research neighborhoods carefully
- Healthcare index is on the lower side (38/100)
- Purchasing power is limited relative to local prices (32/100)
- Traffic and commute can be a challenge (22/100)
How does Lusaka compare to other countries?
Lusaka is located in Africa with a population of approximately 2.7M. At a cost index of 28 (NYC = 100), it is one of the most affordable countries in the world, ideal for budget-conscious expats, remote workers, and retirees. Use the free comparison tool to see how Lusaka stacks up against any other city or country worldwide across rent, groceries, transport, and salaries.
Frequently Asked Questions About Lusaka
What is the cost of living in Lusaka?
The average cost of living in Lusaka, Zambia is approximately $700 per month for a single person, including rent, food, transportation, and utilities. The cost index is 28 relative to New York City (NYC = 100).
How much does rent cost in Lusaka?
Rent in Lusaka varies by neighborhood and apartment size. The rent index is 24 (NYC=100). A 1-bedroom apartment outside the center averages around $200/month, while a 1-bedroom in the center runs closer to $350/month.
Is Lusaka expensive to live in?
Lusaka has a cost index of 28 compared to New York City (100). At 28, Lusaka is considered very affordable and one of the cheaper places globally. The average monthly budget for a single person is around $700.
What is the quality of life in Lusaka?
Lusaka has a quality of life index of 44/100 and a safety index of 42/100. Located in Africa, it offers a below average quality of life rating based on factors including safety, healthcare, climate, and infrastructure.
What is the average salary in Lusaka?
The average net salary in Lusaka is approximately $350/month, with a purchasing power index of 32/100.
Is Lusaka good for digital nomads and remote workers?
Lusaka has a cost index of 28 and a quality of life score of 44/100, making it worth evaluating against your specific budget and lifestyle needs. Check current rent, transport, and utility costs above before planning a move.
What is the best city to live in Lusaka?
Check the individual city pages for Lusaka to compare quality of life, safety, and cost data across locations.
How does the cost of living in Lusaka compare to other countries?
Use Worldlivingcost's free comparison tool to compare Lusaka with any city or country worldwide. Lusaka's cost index is 28 (NYC=100), making it cheaper than New York. Compare rent, groceries, transport, healthcare, and salaries side by side at https://worldlivingcost.com/compare